Davis Appraisal Service is your FHA certified appraisal company

Rest assured that Davis Appraisal Service is an FHA-certified appraisal service in TN. If you have an FHA-insured loan, be sure to contact Davis Appraisal Service, as we are approved and qualified to handle FHA appraisal reports. A certain amount of the periodic training our staff at Davis Appraisal Service receives deals precisely with comprehending the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your financial transaction is FHA approved, that means that the loan has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to aid low-to-moderate income consumers help meet credit expectations if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are exceedingly helpful to consumers with less starting income.